Cashletics
Home Cashletics PiggyRun Guide Legal Contact HU
Documents Terms and Conditions Privacy Policy Cookie & Tracking Policy Health Data Statement Banking Notification Consent Age Restriction and Exclusion of Minors In-app Consent Texts and Flow Promotions and Prize Draws Imprint
adatvédelem

Privacy Policy

Detailed information about Cashletics data processing, legal bases, retention periods and data subject rights.

Version: v1.10.1 Effective date: 2026-10-12

Block B · User-facing, mandatory

Privacy Policy

Cashletics mobile application — English version

AT-001-EN

⚠️ GOVERNING LANGUAGE NOTICE

This document is an English translation of the Hungarian Privacy Policy (AT-001). In case of any discrepancy between the Hungarian and English versions, the Hungarian version shall prevail.

Hungarian version: https://cashleticsapp.com/legal.php?slug=adatkezeles&lang=hu

Data Controller Mózer Ferenc (sole trader / egyéni vállalkozó) 6044 Kecskemét, Hetény-Belsőnyír 268/2., Hungary
Effective date 12 October 2026
Prepared by Dr. Crespo Zsuzsanna | zsuzsanna@crespo.hu
Version v1.10.1
Governing language Hungarian (AT-001) — this EN version is a translation

1. Data Controller Details

Data Controller Mózer Ferenc
Business form Sole trader (egyéni vállalkozó / EV), Hungary
Registered address 6044 Kecskemét, Hetény-Belsőnyír 268/2., Hungary
Registration number 58145155
Tax number 41905517-1-23
Privacy contact email privacy@cashleticsapp.com
Support email support@cashleticsapp.com
Legal email legal@cashleticsapp.com
Support phone +36 30 728 4422
Website https://cashleticsapp.com/legal.php
Data request (web form) https://cashleticsapp.com/adatkerelem.php
Account deletion (web form) https://cashleticsapp.com/fiok-torlese.php
Response deadline 30 days (GDPR Art. 12)

2. Purpose of This Policy and Data Processing Principles

This Privacy Policy describes what personal data we process when you use the Cashletics application, for what purpose, on what legal basis, for how long we retain it, and what rights you have as a data subject.

Data processing principles (GDPR Article 5):

  • Lawfulness, fairness, and transparency

  • Purpose limitation — data is used only for specified, explicit purposes

  • Data minimisation — only data necessary for the given purpose is processed

  • Accuracy and storage limitation

  • Integrity, confidentiality, and accountability

Please do not enter special category data (e.g. medical conditions, political views) or personal data of third parties into the application, unless you have a lawful basis to do so.

3. Overview of Legal Bases

Legal basis GDPR reference When applied
Performance of contract Art. 6(1)(b) Account, financial records, goals — core app functions
Consent Art. 6(1)(a) Analytics, marketing notifications, AdMob, leaderboard, banking notifications
Explicit consent Art. 9(2)(a) Health data (step count) — special category data
Legitimate interests Art. 6(1)(f) Bug fixing, fraud prevention, internal statistics
Legal obligation Art. 6(1)(c) Tax / accounting retention obligations (where applicable)

Basis for the provision of data. Providing the data required for registration (e-mail address, password) is a precondition for using the service: without them the account cannot be created, because the service cannot be provided. Providing any further data is voluntary — health data, the reading of banking notifications, analytics processing and marketing communication are each subject to separate consent and may be withdrawn at any time. Refusing or withdrawing consent affects only the availability of the function concerned, not the account as a whole.

4. Personal Data Processed — Itemised Table

The table below covers the main processing activities. The complete Record of Processing Activities (GDPR Article 30): ROPA-001.

Data category Specific data Purpose Legal basis Retention
Account data Email, username, avatar, password (hash), Google UID Registration, authentication, security Art. 6(1)(b) Until account deletion + 30 days
Profile data (functional) Language, currency, theme Operation and display of the application Art. 6(1)(b) Until account deletion
Profile data (optional) Country, age, gender Personalisation — providing them is voluntary Art. 6(1)(a) consent Until account deletion or withdrawal of consent
Financial records Income/expense amount, category, date, note Core app function, statistics Art. 6(1)(b) Until account deletion + 30 days
Savings goals Goal name, amount, deadline, status Core app function Art. 6(1)(b) Until account deletion + 30 days
Points / badges XP, CP, coins, levels, badges, streaks, Piggy Coin balance, coin origin (source protection), conversion transactions, loot box opening events, limit counters Gamification, motivation Art. 6(1)(b) Until account deletion
Leaderboard data Username, avatar, score — publicly visible Community competition, motivation Art. 6(1)(a) consent Until consent withdrawal
Consent records Who accepted what, when (timestamp, version) GDPR Art. 7(1) demonstrability of consent Art. 6(1)(c) legal obligation Account deletion + 5 years
Prize draw data Participation, draw, winner identification; the winner's name and postal address (for delivery); the data of the certificate on the legal title and HUF value of the prize Running and fulfilling draws, delivering the prize, meeting tax and accounting obligations Art. 6(1)(b); the accounting document: Art. 6(1)(c) Participation data: until the account exists · draw record: 5 years · delivery data: delivery + 1 year · accounting document: 8 years (Hungarian Accounting Act)
Health data Step count (daily aggregate) Activity tracking, reward Art. 9(2)(a) explicit consent Until consent withdrawal / max 90 days
Banking notification text Notification text (deleted after processing) Expense recognition (optional) Art. 6(1)(a) consent Deleted immediately after processing
Analytics data Usage events, screen time, app version Bug fixing, development Art. 6(1)(a) consent Event data: 2 months. User data: 14 months, reset upon new user activity — retention runs from the user's last activity.
Ad data (AdMob) Ad identifier, Android ID, IP address Personalised advertising Art. 6(1)(a) consent Per AdMob own policy
Support communication Email correspondence content Customer support Art. 6(1)(b) / 6(1)(f) 3 years
Technical / diagnostic Device type, OS version, app version Bug fixing, security Art. 6(1)(f) legitimate interests 90 days
Abuse flags User identifier, reason for the flag, parameters of the flagged operation, timestamp Fraud and abuse prevention, subsequent verification Art. 6(1)(f) legitimate interests 12 months
Administrator announcements Message title and body, recipient identifier for targeted messages, timestamp Sending and logging service announcements Art. 6(1)(b) 12 months
In-app support messages Identifier, display name, email address, free-text message, administrator reply Customer support Art. 6(1)(b) 30 days from account deletion, otherwise 12 months from case closure
Daily operation limit User identifier, date, daily operation count Abuse prevention for friend-list operations Art. 6(1)(f) legitimate interests Until account deletion
Friend-code mapping Server-side mapping of the shareable PiggyRun friend code to the user identifier (version, timestamp) Community feature — friend list Art. 6(1)(b) Until account deletion — deleted on account deletion

Deletion and backups. When an account is deleted, the data is erased from the live database according to the retention periods stated per data category in the table in Section 4 — with the exceptions indicated there —, and the deletion process starts without undue delay in line with EJ-001. The system creates daily backups with a retention period of 98 days; deleted data may therefore still be present in those backups until the backup expires, for a maximum of 98 days. Backups are used solely for recovery following an outage or data loss. If a restore takes place, previously requested deletions are re-applied to the restored data. Access to backups is logged.

5. Recipients, Data Processors and Firebase Data Flow

The application uses the following Firebase (Google LLC) services and other data processors. A written Data Processing Agreement (DPA) is in place / to be concluded with each processor (GDPR Article 28). Detailed register: DPA-001.

5.1 Active Firebase services

Service Google LLC entity Data processed Server location Transfer basis
Firebase Auth Google LLC Email, Google UID, password (hash), login timestamps USA / EU EU-US DPF
Cloud Firestore Google LLC All user data (profile, transactions, points, consent) EU — eur3 multi-region (verified) EU-US DPF
Firebase Analytics Google LLC Usage events, session data, device info USA EU-US DPF
Cloud Functions Google LLC Server-side processing (rewards, draws) USA / EU EU-US DPF

5.2 Other recipients and data processors

Recipient HQ Role Data processed Transfer basis
Google LLC / AdMob USA Ad serving Android ID, IP, ad tracking data EU-US DPF
Google LLC / Play Store USA Subscription, purchases Transaction metadata EU-US DPF
Sybell Informatika Kft. Budapest, HU Web hosting, email (support) Support correspondence EU — no USA transfer
Balázs Bánki (sole developer) Hungary Development and operational support. NO PRODUCTION DATA ACCESS AT PRESENT — access is opened only under DPA-003 (signed on 7 September 2026) after a separately documented technical activation, in a limited and logged form Production data becoming accessible AFTER activation, within troubleshooting and emergency shutdown EU — no USA transfer
Public (leaderboard) — Recipient of the public leaderboard Username, avatar, score — (no third-country transfer)
Masterpont Kft. (masterpont.hu) is NOT a data processor — it has no access to any user data.

5.3 Firebase data flow (schematic)

Phone → Firebase Auth (authentication) → Cloud Firestore (data storage) → Firebase Analytics (analytics) → Cloud Functions (server processing) → AdMob (advertising) — all USA transfers on EU-US DPF basis.

6. Health Data — Step Count (GDPR Article 9)

⚠️ SPECIAL CATEGORY DATA — GDPR ARTICLE 9 | Step count qualifies as health data. Processing is only lawful with explicit consent (GDPR Art. 9(2)(a)).
Parameter Android (Health Connect) iOS (HealthKit)
Data source Health Connect API or device sensor iOS / HealthKit currently inactive; to be updated before iOS launch
Permission type READ_STEPS iOS / HealthKit currently inactive
Data processed Daily aggregate step count iOS / HealthKit currently inactive; to be updated before iOS launch
Legal basis GDPR Art. 9(2)(a) explicit consent GDPR Art. 9(2)(a) explicit consent
Storage Firestore (aggregated, not raw) Firestore (aggregated, not raw)
Retention Until consent withdrawal / max 90 days iOS / HealthKit currently inactive; to be updated before iOS launch
Revocable? Yes — at any time via app settings Yes — at any time

Health data (step count) is used EXCLUSIVELY for:

  • activity tracking and gamified reward calculation

  • NOT transferred to AdMob, any third-party advertiser, or any external server beyond Firestore (EU-US DPF basis)

  • NOT displayed on the public leaderboard

  • NOT used for insurance, employment or credit decisions, nor for advertising (Google Play Health Policy); the permitted personalisation purposes are listed in Section 10

Detailed consent text and conditions: HE-001-EN Health Data Statement.

7. Banking Notification Reading

The application may optionally — and only with the user's explicit consent — read the text of banking push notifications to help identify expenses.

Parameter Value
Data processed Notification text (push notification content)
App ACCESSES Notification text only
App does NOT ACCESS Bank account, account number, balance, PIN code
Purpose Automatic expense recognition from text
Processing location Locally on device
Retention Notification text deleted immediately after processing
Legal basis GDPR Art. 6(1)(a) consent (BH-001-EN)
Revocable? Yes — at any time via app settings
Play Store policy Google Play Financial Data policy compliant

Detailed conditions: BH-001-EN Banking Notification Consent.

8. Push Notifications and Marketing

Notification type Legal basis Revocable?
Transactional / service (e.g. reward available) Art. 6(1)(b) contract Can be limited (not fully disabled)
Motivational / daily reminder Art. 6(1)(a) consent Yes — at any time
Marketing / promotional Art. 6(1)(a) consent Yes — at any time

9. International Data Transfers (USA)

The cashleticsapp.com website and email infrastructure operate exclusively in the EU (Sybell Informatika Kft., Budapest) — no USA transfer occurs via email. For the following services a transfer to a third country (USA) may occur through Firebase and AdMob, exclusively on the basis of the EU–US Data Privacy Framework (EU-US DPF). Data stored in Cloud Firestore is physically held in the eur3 European multi-region (verified); the transfer basis is retained because of the possibility of access by Google LLC:

Processor Data transferred Transfer basis DPF certification
Google LLC / Firebase Auth Authentication data EU-US DPF Google LLC — certified
Google LLC / Cloud Firestore All user data EU-US DPF Google LLC — certified
Google LLC / Firebase Analytics Usage analytics EU-US DPF Google LLC — certified
Google LLC / Cloud Functions Server processing EU-US DPF Google LLC — certified
Google LLC / AdMob Ad-related data EU-US DPF Google LLC — certified
Google LLC / Play Store Subscription metadata EU-US DPF Google LLC — certified
Sybell Informatika Kft. (email) Support correspondence EU — no USA transfer —

EU-US DPF framework: https://www.dataprivacyframework.gov/

Note: Should the EU-US DPF be invalidated, the legal basis for these transfers is the Standard Contractual Clauses (SCC) applied by Google LLC under European Commission Implementing Decision (EU) 2021/914 — these apply automatically as part of the Google Cloud Data Processing Agreement (DPA). A copy of these safeguards can be obtained: the EU-US DPF certification of Google LLC at www.dataprivacyframework.gov, the SCC text as the annex to Commission Implementing Decision (EU) 2021/914 (eur-lex.europa.eu), and the Google Cloud Data Processing Addendum at cloud.google.com/terms/data-processing-addendum — also on request at privacy@cashleticsapp.com. In plain terms: your data is stored in Europe, but Google LLC, a US-based company, may access it; this is covered by safeguards recognised by the European Union, and your rights can be exercised in the same way as within the EU.

10. Profiling and Automated Decision-Making (GDPR Article 22)

The application may build a combined user profile from financial, activity, and gamification data (combination of financial + health + behavioural data). This carries profiling risk.

Profiling is used EXCLUSIVELY for:

  • Displaying personalised rewards and challenges

  • Calculating leaderboard scores

Prohibited profiling purposes (Google Play Health Policy and GDPR Article 22):

  • Automated credit, insurance, or employment decisions

  • Use of health data for advertising purposes

  • Transfer to third parties without notification

Automated rejection of operations. Certain operations — for example crediting a reward or an action exceeding the daily limit — may be automatically rejected by the system. This does not result in account suspension, point deduction, or any lasting sanction. If you consider a rejection unjustified, you may report it to support@cashleticsapp.com.

Detailed Data Protection Impact Assessment: DPIA-001.

11. Your Rights as a Data Subject (GDPR Articles 15–22)

Right GDPR Art. Description How to exercise
Right of access Art. 15 Information about data processed privacy@cashleticsapp.com or adatkerelem.php
Right to rectification Art. 16 Correction of inaccurate data App profile settings or email
Right to erasure Art. 17 Deletion of data (“right to be forgotten”) fiok-torlese.php or privacy@cashleticsapp.com
Right to restriction Art. 18 Request restriction of processing privacy@cashleticsapp.com
Right to portability Art. 20 Data in machine-readable format privacy@cashleticsapp.com (JSON export)
Right to object Art. 21 Object to legitimate interest processing privacy@cashleticsapp.com
Withdrawal of consent Art. 7(3) At any time, without retroactive effect App settings, email or postal mail (6044 Kecskemét, Hetény-Belsőnyír 268/2., Hungary)
Right to complain Art. 77 Lodge complaint with supervisory authority NAIH: www.naih.hu | ugyfelszolgalat@naih.hu

Response deadline: without undue delay, and in any event within 30 days (GDPR Article 12). Extendable to 60 days in justified cases; you will be notified. (Article 12(3) GDPR provides for one month; the Controller undertakes a stricter deadline of 30 days.) Detailed request handling procedure: EJ-001.

12. Protection of Children's Data

Under Hungarian law, consent-based processing requires the data subject to be at least 16 years of age (GDPR Article 8). Beyond this, the Data Controller has decided of its own accord that the application is not available to persons under 16 at all: parental consent handling is not implemented, and therefore a person under 16 cannot register even with parental consent. The application does not participate in the Google Play Families programme. If we become aware that we are processing data of a person under 16, we will delete it immediately and suspend the account. Please report such cases to: privacy@cashleticsapp.com

13. Data Security

  • Firebase Security Rules (Firestore) — per-user data access isolation

  • Authentication: Firebase Auth (email + password hash, Google SSO)

  • Data in transit: HTTPS / TLS encryption on all communication; Data at rest: Google Cloud AES-256 encryption — consistent with GPS-001 Play Console declaration

  • Access control: Firebase Console access may be granted to the Data Controller and to a developer acting under a data processing agreement; access is limited, logged, MFA/2FA protected and based on the need-to-know principle.

  • Data breach: NAIH notification without undue delay and, where feasible, no later than 72 hours (GDPR Article 33); template: INC-001

14. Cookies and Tracking

The cashleticsapp.com website is tracker-free — no Google Analytics, Meta Pixel, Google Tag Manager, or other cookies. No cookie banner is required.

Within the application, Firebase Analytics uses app-level identifiers rather than traditional cookies. Detailed policy: CK-001-EN Cookie & Tracking Policy.

15. Changes to This Policy and Governing Language

The Data Controller may update this Privacy Policy. For material changes, you will be notified at least 15 days in advance (email or in-app). The current version is always available at: https://cashleticsapp.com/legal.php?slug=adatkezeles&lang=en

⚠️ GOVERNING LANGUAGE NOTICE

This document is an English translation of the Hungarian Privacy Policy (AT-001). In case of any discrepancy between the Hungarian and English versions, the Hungarian version shall prevail.

Hungarian version: https://cashleticsapp.com/legal.php?slug=adatkezeles&lang=hu

Version History & Change Log

A. Version history

Version Date Change Approved by
v1.5 2026 Initial release — final Dr. Crespo Zsuzsanna
v1.7 1 August 2026 Sybell registered address corrected (DPA-001); DPA-002 clause 3.6 breach notification narrowed + non-excludable liability categories; DPA-003 liability cap (12 months’ fees, min. HUF 500,000); publication date updated Dr. Crespo Zsuzsanna
v1.8 1 August 2026 Legal review approved (DPIA-001, LIA-001, PR-001; DPA-002 clause 3.6 + liability framework; DPA-003 liability cap). Signatures pending. Dr. Crespo Zsuzsanna
v1.8.1 4 August 2026 Out-of-cycle correction: in the Section 4 data table the Points / badges category has been supplemented with the data elements related to the PiggyRun mini-game (Piggy Coin balance, coin origin, conversion transactions, loot box opening events, limit counters). No other substantive change. [Internal version — never published; its corrections were incorporated into v1.8.2.] Dr. Crespo Zsuzsanna
v1.8.2 5 August 2026 Pre-publication correction: the GDPR Article 33(1) wording “without undue delay” restored; the 16-year age threshold separated into statutory threshold and the controller's own exclusion decision; Firebase Analytics retention corrected to the actual configuration (event data 2 months, user data 14 months, reset on activity). [Never published; superseded by v1.8.3 with the date and version-table corrections.] Dr. Crespo Zsuzsanna
v1.8.3 6 August 2026 Pre-publication administrative correction: the effective date unified on the cover page, in the footer and in the version history; the unpublished v1.8.1 and v1.8.2 rows annotated; the missing v1.6 version noted. New substantive element: GDPR Article 13(2)(e) — whether the provision of personal data is obligatory. [Never published; superseded by v1.8.4 with the editorial corrections.] Dr. Crespo Zsuzsanna
v1.8.4 7 August 2026 Pre-publication editorial correction and additions. Six textual errors corrected in the Hungarian version (Sections 3, 4, 5 and 8); retention wording in Section 4 unified and aligned with Section 6; abbreviated expressions expanded in both languages. The Section 4 introduction now states that the table covers the main processing activities, with ROPA-001 as the complete record. The Section 6 prohibited-purpose list has been extended with employment decisions. Section 10 gained a new paragraph on the automated rejection of operations and how to contest it. GDPR references now use “Art.” in tables and “Article” in running text; quotation marks unified. The administrative duplicate of the v1.7 row has been removed from the Hungarian version history, which now matches this table, the reference to it has been removed from the v1.8.3 entry, and a note on the incomplete date information of earlier releases has been added below the table. The note on the Standard Contractual Clauses fallback basis, previously present only in the Hungarian version, has been added here. The scope of processing has not changed; the additions are informational. [Never published; the published version remained v1.8.] Dr. Crespo Zsuzsanna
v1.9 1 August 2026 PiggyRun mini-game, Piggy Coin, entry ticket types (standard/silver/gold) and random reward packages (loot boxes) regulated; loot box gambling-law classification approved; gamification data elements extended (AT-001, ROPA-001); DPA-001 AdMob/Firebase acceptance dates; DPIA-001 I4 closed. Dr. Crespo Zsuzsanna
v1.9.1 1 August 2026 Sybell (DPA-002): instead of signing the draft agreement, Section 11.1 of Sybell’s GTC (20 July 2026, Art. 28(3) and (9) GDPR) governs the processing; references updated; GTC archived. Dr. Crespo Zsuzsanna
v1.10 1 August 2026 DPA-003 (Balázs Bánki): implementation of the developer comments — narrowing of the developer role and data categories, incident notification under Art. 33(2) GDPR, notification of unlawful instructions under Art. 28(3) GDPR, clarification of third-country transfers, deletion of the minimum liability floor. Addition of administrator feature switches and audit log (ROPA-001 row 17, 12-month retention); clarification of the admin interface access matrix (SZ-001 2.1). [külön nem került jóváhagyásra — a v1.10.1 váltotta fel]
v1.10.1 6 August 2026 · suppl. 4 September 2026 and 5 September 2026 EN terminology alignment (Article, Data Controller); implementation of the legal review decisions; data categories of the four undocumented collections in Section 4 of AT-001. Supplement of 4 September 2026: placeholder instead of a pre-filled signature date in unsigned copies (14 documents); GDPR Article 12(3) “without undue delay” wording implemented (AT-001 HU/EN, EJ-001); in DPIA-001 the retention of health data after withdrawal changed from 7 to 30 days, aligned with HE-001; corrected EU-US Data Privacy Framework reference in the English version of BH-001; in DPA-002 the processing relationship recorded as based on Section 11.1 of the Sybell GTC and the Controller's written instruction instead of a signature; column misalignment corrected in the Article 28 record of DPA-001. In addition: in ROPA-001 and ATJ-001 the number of recorded processing activities corrected to the actual 25 (previously 17 and 16 respectively); in the consent examples of HJ-001 the reference to the never-published AT-001 v1.8.3 corrected to the published v1.8. Implementation of the legal review decisions (4 September 2026): the assistance obligation under GDPR Article 28(3)(f) added as clause 3.7 of DPA-002 and clause 3.10 of DPA-003; in the Play Data Safety table of GPS-001, transfers to Firebase Analytics are no longer declared as sharing — consistent with the document's own conceptual distinction — and health and fitness data are no longer declared as required; Firebase Analytics (L1) and the aggregated analysis built on it (L3) removed from the scope of LIA-001, as their legal basis is consent, with the exclusion table extended accordingly; the incorrect reference to the Hungarian Infotv. removed from the age-limit reasoning of KK-001, together with the identical wording in GPS-001 and XHV-001; the response deadline in EJ-001 aligned with the public undertaking in AT-001 (60 days in total at most); an explanatory note added to the 30-day undertaking under Article 12(3); the Hungarian version of BH-001 supplemented with the description of third-country transfers; AT-001 now states the storage location of Cloud Firestore as the eur3 European multi-region, consistent with ROPA-001; the developer added to the list of processors in AT-001, and the instruction clause of DPA-003 extended with the transfer wording; in six places the term “anonymised” refined to “pseudonymised”. Based on the Controller's statement of 4 September 2026: two-factor authentication for the admin interface is recorded with its actual completion date (1 September 2026) instead of an expired deadline; the emergency shutdown access issued in the developer's name has not yet been activated, therefore the access matrix of SZ-001 and the transitional provision in clause 3.9.8 of DPA-003 record the current and the final state separately, listing the data actually accessible through that role; the revocation of the earlier project-level (Editor) permission is recorded. The data subject branch of INC-001 received the exemption grounds under GDPR Article 34(3), the retention period of ROPA item 06 was aligned with AT-001, an expired external reference was replaced, and header-row repetition was enabled for two multi-page tables in SZ-001. The duplicate logo on the first page — already present in the header — has been removed from the document body (29 documents); the header logo is unchanged and no document text was altered. Supplement of 5 September 2026: postal mail added to the channels for withdrawing consent (dual withdrawal channel); the "Processor" column in table 5.2 renamed to "Recipient" and the public leaderboard added as a recipient; the package-level legal approval recorded in the version table. Supplement of 6 September 2026: based on the Controller's reply of 5 September 2026, the effective date of the package was changed from 1 August 2026 to 1 October 2026 (79 places; the applicability wording of DPA-003, the approval dates in D2-UGY and the dates in the version tables were deliberately left unchanged). Supplement of 6 September 2026 following the external quality review (P2), 37 confirmed findings: the developer row of table 5.2 records the actual state — no production data access at present; access is opened only after the signature of DPA-003 and a separately documented technical activation. Following the re-measurement of the P1 external review: Section 9 now states where a copy of the appropriate safeguards can be obtained (GDPR Art. 13(1)(f)). Following the P3–P5 external reviews (operability · data-subject perspective · adversarial) of 6 September 2026: the account-deletion sentence refers to the per-category retention periods in Section 4; the Section 6 profiling restriction refers to Section 10; a plain-language explanation of the safeguards in Section 9. Based on the controller's partial status letter of 7 September 2026 and the signed DPA-003 (11 September 2026): the developer-processor row now states the signing date of DPA-003. Supplement of 11 September 2026 (AT-001 ↔ ROPA completeness, cell matching): new row in the Section 4 table for the friend-code mapping (ROPA-001 item 23). Second supplement of 16 September 2026 (legal reviewer's decisions 3, 4, 6 and 9 of 15 September 2026): banking notification split into two steps in ROPA item 06 (reading/processing under Art. 6(1)(a) with immediate deletion; the approved entry falls under item 03, Art. 6(1)(b)); prize draw data categories and retention periods in Section 4 of AT-001 (HU/EN) and ROPA item 10 aligned with Section 8 of PR-001 (four retention periods, accounting document under Art. 6(1)(c)); the deletion sentence of PR-001 converted into conditional form referring to GDPR Article 17(3)(b); the effective-date cell of PR-001 reads „1 October 2026”; the profile data row split (language/currency/theme under Art. 6(1)(b) · country/age/gender under Art. 6(1)(a), optional). Third supplement of 16 September 2026 (approved by the legal reviewer): the title of Section 5 reads „Recipients, Data Processors and Firebase Data Flow” — consistent with the column of table 5.2 renamed to „Recipient” on 5 September 2026 (Hungarian and English versions). Supplement of 24 September 2026: the effective date of the package changed from 1 October 2026 to 12 OCTOBER 2026. Reason: under Section 14 of ASZF-001 and Section 9 of AT-001, users must be notified of changes at least 15 days before the effective date; publication and notification took place on 27 September 2026 (instead of the previously planned 25 September). The signature date of KK-001 and PR-001 is the day of publication. Dr. Crespo Zsuzsanna

[Version v1.6 was not issued for AT-001; the version number relates to other documents in the package.]

[Date information for earlier releases is incomplete or standardised: the v1.5 entry shows the year only, and the v1.7 and v1.8 entries carry the same date. These are not corrected retroactively. Versions v1.8.1–v1.8.4 were produced on the branch of the published privacy policy, but none of them was published; their dates are those shown on the version itself (completion or intended effective date), which is not corrected retroactively. This is why an apparent backward step in dates appears after v1.8.4; the substantive order of versions follows the version numbers.]

B. Changes from the March 2026 draft (synchronized with AT-001 HU)

Item Draft Final version Reason
Health data section Missing Section 6 — GDPR Art. 9 Mandatory for special category data
Banking notification Missing Section 7 Play Financial Data policy
Firebase detail Generic Auth/Firestore/Analytics/CF breakdown (Sec. 5) GDPR Art. 28 transparency
AdMob Missing Separate processor row (Sec. 5) Independent data processor
USA transfer Generic Itemised EU-US DPF table (Sec. 9) GDPR Art. 46
Retention periods “Reasonable time” Itemised table (Sec. 4) Art. 5(1)(e)
Leaderboard data Missing Separate row (Sec. 4) Publicly shared personal data
Consent storage Missing Firestore (Sec. 4) GDPR Art. 7(1) demonstrability of consent
Prize draw data Missing Separate ROPA row (Sec. 4) Processing purpose
Profiling Missing GDPR Art. 22 risk (Sec. 10) DPIA-001 basis
Governing language Missing Cover + Section 15 HU version prevails

C. Signature block

Role Name Date Signature
Prepared by Dr. Crespo Zsuzsanna
Received / approved by Mózer Ferenc

Next review: 1 August 2027

v1.5a supplement — step-count permissions:

On Android, the application may request READ_HEALTH_DATA_HISTORY and ACTIVITY_RECOGNITION in addition to READ_STEPS. These permissions support historical aggregated step totals and Android activity/step-count handling. This does not involve processing GPS, routes, heart rate, workout type, or other health data.

Download original DOCX Back to list
Cashletics

Pénzügyi motiváció játékosan – pénzügy, lépésszám és jutalmak egy appban.

Product

Cashletics PiggyRun Guide

Legal and support

ÁSZF / Terms Privacy support@cashleticsapp.com Delete account
© 2026 Cashletics. All rights reserved.